Missouri Insurance Monitoring Program

Missouri law requires that all motor vehicle drivers and owners maintain some type of motor vehicle liability insurance coverage. Unfortunately, each year thousands of Missouri citizens are involved in automobile accidents with drivers who have not maintained the required automobile insurance. The result of this ranges from unpaid collision damage claims to higher insurance premium rates for all Missourians.

In 1999 and in 2000, the Missouri General Assembly passed laws aimed at reducing the number of uninsured motorists operating vehicles on our roads and highways. These laws allow Missourians to be randomly selected by the Driver and Vehicle Services Bureau to provide proof that they maintain automobile insurance coverage on motor vehicles that they own.